Trek suite consumer resources

Resources and information for Symetra's index-linked annuities

Understanding your rates

Rates are outlined below for new and existing customers.

New customer rates

If you have a new contract, you’ll receive the current rates listed on our rate sheet. These rates apply during the time period specified.

Renewal rates for existing customers

If you already have a contract, your renewal rates may be different. To find out what renewal rates apply to you, first locate your initial allocation date:

  • Find it on the Reallocation Notice we mailed you. This can also be found in the "Documents" section of your online account.
  • Call us at 1-800-796-3872 if you need assistance.

Once you have your initial allocation date, you can determine your applicable renewal rates.

Product name

Trek Destinations

Trek Plus

Trek Frontier

Trek (Sales discontinued as of 7/28/25)

New rates

Not available

New caps and rates (PDF)

New caps and rates (PDF)

Not applicable

Renewal rates by initial allocation year

Not applicable

2021 (PDF), 2022 (PDF), 2023 (PDF), 2024 (PDF), 2025 (PDF)

2021 (PDF), 2022 (PDF), 2023 (PDF), 2024 (PDF), 2025 (PDF)

2019 (PDF), 2020 (PDF), 2021 (PDF), 2022 (PDF), 2023 (PDF), 2024 (PDF), 2025 (PDF)

Initial summary prospectus (ISP)

ISP (PDF)

ISP (PDF)

ISP (PDF)

Not applicable

Updating
summary prospectus (USP)

Not available

USP (PDF)

USP (PDF)

USP (PDF)

Statutory prospectus

Statutory prospectusgreen arrow icon

Statutory prospectusgreen arrow icon

Statutory prospectusgreen arrow icon

Statutory prospectusgreen arrow icon

Statement of additional information (SAI)

SAI (PDF)

SAI (PDF)

SAI (PDF)

SAI (PDF)

State disclosures (required at closing for certain states)

Connecticut disclosure (PDF),
Minnesota disclosure (PDF)

Connecticut disclosure (PDF),
Minnesota disclosure (PDF)

Connecticut disclosure (PDF),
Minnesota disclosure (PDF)

Connecticut disclosure (PDF),
Minnesota disclosure (PDF)

Financial
statements

Corporate (PDF)

Corporate (PDF)

Corporate (PDF)

Corporate (PDF)

Next steps

For more information on index-linked annuities, click here or contact your registered representative.

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Securities are offered through Symetra Securities, Inc. (SSI). Member FINRA.

Symetra Trek suite products are long-term investments designed for retirement purposes. Products, features, terms and conditions may vary by state and may not be available in all U.S. states or any U.S. territory. There is a risk of substantial loss of principal. Please refer to the prospectus for more details.