Temporary Disability Insurance (TDI)

Hawaii

Hawaii Disability Compensation Division

Effective: 1969
Last updated: 11/07/2023

State website: labor.hawaii.gov/

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Hawaii Temporary Disability Insurance (HI TDI) Plan Details

Summary:
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Private plan: (insured or self-insured).

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Mandatory coverage: For all public and private employers in Hawaii, including state and political subdivisions.

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Waiting period: 7 consecutive calendar days.

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Benefit duration: 26 weeks during a benefit year.

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Maximum benefit: $798.00/week.

 
Coverage details
  • Private plan.
  • Private plans may be insured or self-insured.

Symetra offers an insured HI TDI plan, but not on an ASO basis, for employers who have group life or disability coverage with Symetra.

The HI TDI is administered by John Mullen & Co., Inc. due to Hawaii’s requirement that claims be handled in-state.

Covered employers

All employers with one or more eligible employees, as well as employers of domestic employees with a quarterly payroll of $225 or more.

Covered individuals

Employees must:

  • Be currently employed in Hawaii;
  • Have worked at least 14 weeks (including non-consecutive weeks & multiple employers) and paid for 20 hours or more in each of those weeks;
  • Earned at least $400 in the 52 weeks preceding the first day of disability.
Contribution amount
  • Employee contribution:
    • Not more than 0.5% of average weekly wages, or $6.87 per week, whichever is less.
    • Up to a maximum weekly wage base of $1,374.78.
  • Employer contribution:
    • At least half of plan cost.
    • Employer has option to pay the entire cost or balance of cost.
Waiting period

7 consecutive days for accident and sickness.

Benefit calculation

58% of average weekly wages.

Weekly benefit amount
  • If an employee’s average weekly wage is less than $26, the weekly benefit amount is equal to the average weekly wage but not more than $14.
  • If an employee’s average weekly wage is more than $26, the weekly benefit amount is 58% of the average weekly wage rounded to the next higher dollar up to a maximum of $798.
Maximum weekly benefit
amount

$798 per week.

Other income amount offsets

Benefits are reduced by any disability amounts paid under the laws of another state.

Maximum duration

26 weeks during a benefit year.

Frequently Asked Questions

Important Information:

 

 

Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004.

First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124.

Symetra Life Insurance Company is a direct subsidiary of Symetra Financial Corporation. First Symetra National Life Insurance Company of New York is a direct subsidiary of Symetra Life Insurance Company and is an indirect subsidiary of Symetra Financial Corporation (collectively, “Symetra”). Neither Symetra Financial Corporation nor Symetra Life Insurance Company solicits business in the state of New York and they are not authorized to do so. Each company is responsible for its own financial obligations.

Symetra® is a registered service mark of Symetra Life Insurance Company.

Symetra assumes no responsibility for the accuracy or timeliness of any information provided herein. The information contained herein is for informational purposes only and is not legal advice or a substitute for legal counsel. We recommend employers speak with legal counsel specializing in labor and employment law to ensure compliance with applicable PFML and PFL mandates.

The information on this page was updated as of September 2024.